The Austin Foundation Expands ‘Becoming Young Adults’ Initiative Through SMASH Financial Literacy Partnership
In July 2025, The Austin Foundation expanded its Becoming Young Adults (BYA) initiative through a powerful partnership with SMASH, delivering a four-part Financial Literacy Series to over 20 rising high school sophomores and juniors. Designed to equip students with real-world financial skills and confidence, this program addressed a critical gap in traditional education, one that too often leaves youth unprepared to manage money, credit, and future financial decisions.
Each workshop was intentionally designed to reflect the mission of BYA: preparing students for life after high school — personally, professionally, and financially. Through hands-on learning, culturally responsive instruction, and peer collaboration, students explored the foundational principles of budgeting, banking, credit, and income planning.
“This series made me realize how unprepared I was before but now I feel ready to handle real-life money stuff,” one student shared.
The Financial Literacy Series included four focused sessions:
Budgeting 101 – Managing expenses, setting goals, and identifying needs vs. wants
Credit & Debt – Understanding credit scores, borrowing, interest, and responsible repayment
Checking & Savings – Learning the functions of financial accounts and avoiding common banking pitfalls
Budgeting Your Salary – Breaking down paychecks, taxes, and long-term savings strategies
In addition to expert facilitation by The Austin Foundation team, we were honored to welcome the PNC team from Ann Arbor into the classroom. Their active participation and insight helped reinforce key banking concepts and gave students direct exposure to financial professionals committed to supporting youth empowerment.
Students also received access to Level All, a digital platform that extends financial learning and supports future planning beyond the classroom.
“I didn’t even know what net income was before this. Now I understand my paychecks and credit,” said another student.
“Now I want to open a 401(k) when I get my first job.”
“I finally feel like I understand how money works and how to make it work for me.”
According to final survey data:
94% of students reported increased confidence in their ability to make financial decisions
92% would recommend the program to a peer
90% felt more prepared for adulthood after completing the series
This partnership exemplifies the Becoming Young Adults model, a holistic, responsive approach to youth development that integrates life skills, emotional intelligence, and long-term wellness. It is proof that when young people are given access to the right tools, knowledge, and community support, they rise.
With these results, The Austin Foundation is prepared to scale this model across new schools and cities, delivering life-changing education to even more youth through Next Level Labs, our expansion platform designed to deepen impact and broaden reach.
About The Austin Foundation
The Austin Foundation is a nonprofit organization committed to empowering youth through transformative, culturally responsive programs that foster lifelong success. The Becoming Young Adults initiative prepares students for the transition into adulthood through hands-on education in financial wellness, mental health, and career readiness.
We invite sponsors, donors, and partners to join us in growing this vital work through Next Level Labs.
To learn more or to explore partnership opportunities contact us directly at hello@theaustinfoundation.org.